{"id":2977,"date":"2025-09-03T15:45:37","date_gmt":"2025-09-03T15:45:37","guid":{"rendered":"https:\/\/dovc.co.uk\/hk\/?p=2977"},"modified":"2025-09-03T15:45:43","modified_gmt":"2025-09-03T15:45:43","slug":"%e8%b3%bc%e8%b2%b7%e6%96%b0%e6%a8%93%e9%82%84%e6%98%af%e8%88%8a%e6%88%bf-%e5%88%86%e5%b1%a4%e5%96%ae%e4%bd%8d%e9%82%84%e6%98%af%e7%8d%a8%e7%ab%8b%e5%b1%8b","status":"publish","type":"post","link":"https:\/\/dovc.co.uk\/hk\/%e8%b3%bc%e8%b2%b7%e6%96%b0%e6%a8%93%e9%82%84%e6%98%af%e8%88%8a%e6%88%bf-%e5%88%86%e5%b1%a4%e5%96%ae%e4%bd%8d%e9%82%84%e6%98%af%e7%8d%a8%e7%ab%8b%e5%b1%8b\/","title":{"rendered":"\u8cfc\u8cb7\u65b0\u6a13\u9084\u662f\u820a\u623f \u5206\u5c64\u55ae\u4f4d\u9084\u662f\u7368\u7acb\u5c4b?"},"content":{"rendered":"\n

\u6691\u5047\u8a71\u5481\u5feb\u53c8\u5b8c\u4e86,\u53c8\u4fc2\u6642\u5019\u91cd\u6295\u5de5\u4e86\u3002\u5f88\u591a\u4eba\u5e38\u5e38\u5728\u6399\u624e\u65bc\u61c9\u8a72\u8cfc\u8cb7\u65b0\u6a13\u9084\u662f\u820a\u623f,\u5206\u5c64\u55ae\u4f4d
\u9084\u662f\u7368\u7acb\u5c4b\u3002\u4ee5\u4e0b\u53ef\u80fd\u6703\u63d0\u5230\u95dc\u65bc\u62b5\u62bc\u8cb8\u6b3e\u7684\u6ce8\u610f\u4e8b\u9805<\/p>\n\n\n\n

\u65b0\u6a13\u62b5\u62bc\u8cb8\u6b3e\u8207\u4e00\u822c\u623f\u5c4b\u7684\u5dee\u7570<\/p>\n\n\n\n

    \n
  1. \u5b58\u6b3e\u8981\u6c42
    \u65b0\u6a13:\u7531\u65bc\u65b0\u6a13\u5728\u9996\u6b21\u5165\u4f4f\u5f8c\u53ef\u80fd\u5b58\u5728\u50f9\u503c\u8cb6\u640d\u7684\u98a8\u96aa,\u8cb8\u6b3e\u6a5f\u69cb\u901a\u5e38\u8981\u6c42\u8f03\u9ad8\u7684\u5b58\u6b3e\u6bd4
    \u4f8b\u3002<\/li>\n\n\n\n
  2. \u8cb8\u6b3e\u50f9\u503c\u6bd4(LTV)
    \u65b0\u6a13:\u8cb8\u6b3e\u6a5f\u69cb\u901a\u5e38\u5c07\u623f\u5c4b\u7684\u8cb8\u6b3e\u50f9\u503c\u6bd4\u9650\u5236\u572885-90%,\u5206\u5c64\u55ae\u4f4d\u5247\u70ba75-85%,\u9019\u662f\u56e0
    \u70ba\u65b0\u6a13\u53ef\u80fd\u9762\u81e8\u50f9\u503c\u4e0b\u8dcc\u6216\u5efa\u7bc9\u554f\u984c\u7684\u98a8\u96aa\u3002\u8f03\u4f4e\u7684\u8cb8\u6b3e\u50f9\u503c\u6bd4\u610f\u5473\u8457\u60a8\u9700\u8981\u501f\u5165\u8f03\u5c11\u7684
    \u8cc7\u91d1,\u4f46\u5fc5\u9808\u63d0\u4f9b\u66f4\u5927\u7684\u9996\u671f\u5b58\u6b3e\u3002<\/li>\n\n\n\n
  3. \u62b5\u62bc\u8cb8\u6b3e\u6709\u6548\u671f
    \u65b0\u6a13:\u62b5\u62bc\u8cb8\u6b3e\u7684\u5831\u50f9\u901a\u5e38\u6709\u6548\u671f\u70ba6\u500b\u6708,\u4f46\u4e00\u4e9b\u8cb8\u6b3e\u6a5f\u69cb\u6703\u5ef6\u9577\u81f39-12\u500b\u6708,\u4ee5\u61c9\u5c0d\u5efa
    \u7bc9\u5ef6\u8aa4(\u7279\u5225\u662f\u671f\u623f\u8cfc\u8cb7)\u3002\u82e5\u767c\u751f\u5ef6\u8aa4,\u60a8\u53ef\u80fd\u9700\u8981\u91cd\u65b0\u7533\u8acb\u6216\u8981\u6c42\u5ef6\u9577,\u9019\u53ef\u80fd\u6d89\u53ca
    \u91cd\u65b0\u8a55\u4f30\u60a8\u7684\u8ca1\u52d9\u72c0\u6cc1\u3002<\/li>\n\n\n\n
  4. \u512a\u60e0\u53ca\u5176\u5f71\u97ff
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    \u512a\u60e0\u8d85\u904e\u623f\u7522\u50f9\u503c\u76845%,\u8cb8\u6b3e\u6a5f\u69cb\u53ef\u80fd\u6703\u5f9e\u8cb8\u6b3e\u91d1\u984d\u4e2d\u6263\u9664\u9019\u4e9b\u512a\u60e0,\u6e1b\u5c11\u60a8\u53ef\u501f\u8cb8\u7684\u91d1
    \u984d\u3002<\/li>\n\n\n\n
  5. \u4fdd\u990a
    \u65b0\u6a13:\u5927\u591a\u6578\u65b0\u6a13\u63d0\u4f9b10\u5e74\u7d50\u69cb\u4fdd\u990a(\u5982NHBC Buildmark),\u6db5\u84cb\u4e3b\u8981\u7f3a\u9677\u3002\u8cb8\u6b3e\u6a5f\u69cb
    \u901a\u5e38\u8981\u6c42\u6b64\u4fdd\u4fee\u4f5c\u70ba\u62b5\u62bc\u8cb8\u6b3e\u5be9\u6279\u7684\u689d\u4ef6\u3002<\/li>\n\n\n\n
  6. \u5229\u7387\u8207\u8cbb\u7528
    \u65b0\u6a13:\u7531\u65bc\u65b0\u6a13\u901a\u5e38\u66f4\u7bc0\u80fd,\u8cb8\u6b3e\u6a5f\u69cb\u53ef\u80fd\u63d0\u4f9b\u91dd\u5c0d\u7bc0\u80fd\u623f\u5c4b\u7684\u7da0\u8272\u7522\u54c1,\u4f46\u5229\u7387\u53ef\u80fd\u7565
    \u9ad8,\u67d0\u4e9b\u8cb8\u6b3e\u6a5f\u69cb\u6703\u70ba\u7bc0\u80fd\u623f\u5c4b\u63d0\u4f9b\u7af6\u722d\u6027\u5229\u7387\u6216\u6298\u6263\u3002
    \u5206\u5c64\u55ae\u4f4d\u8207\u5e73\u623f\u7684\u5dee\u7570<\/li>\n\n\n\n
  7. \u7269\u696d\u985e\u578b\u8207\u6240\u6709\u6b0a\u7d50\u69cb
    \u5206\u5c64\u55ae\u4f4d:\u901a\u5e38\u70ba\u79df\u8cc3\u6b0a(leasehold),\u610f\u5473\u8457\u60a8\u50c5\u64c1\u6709\u5206\u5c64\u55ae\u4f4d\u4e00\u5b9a\u5e74\u9650(\u4f8b\u598299\u5e74\u6216
    125\u5e74)\u7684\u4f7f\u7528\u6b0a,\u800c\u975e\u571f\u5730\u6216\u5efa\u7bc9\u7269\u672c\u8eab\u3002\u60a8\u9700\u8981\u652f\u4ed8\u5730\u79df(ground rent)\u53ca\u670d\u52d9\u8cbb\u4ee5
    \u7dad\u8b77\u516c\u5171\u5340\u57df\u3002\u9019\u4e9b\u5e74\u5ea6\u8cbb\u7528\u53ef\u80fd\u6703\u6e1b\u5c11\u60a8\u53ef\u7372\u5f97\u7684\u6700\u5927\u8cb8\u6b3e\u91d1\u984d\u3002\u8cb8\u6b3e\u6a5f\u69cb\u901a\u5e38\u8981\u6c42\u62b5
    \u62bc\u8cb8\u6b3e\u671f\u9650\u7d50\u675f\u5f8c,\u79df\u8cc3\u5e74\u9650\u4ecd\u6709\u4e00\u5b9a\u5e74\u6578\u3002\u67d0\u4e9b\u8cb8\u6b3e\u6a5f\u69cb\u53ef\u80fd\u56e0\u98a8\u96aa\u904e\u9ad8\u800c\u62d2\u7d55\u5206\u5c64\u55ae
    \u4f4d\u7684\u8cb8\u6b3e\u7533\u8acb\u3002\u6b64\u5916,\u7121\u8ad6\u662f\u65b0\u6a13\u9084\u662f\u5206\u5c64\u55ae\u4f4d,\u670d\u52d9\u8cbb\u4e5f\u53ef\u80fd\u6703\u5f71\u97ff\u8cb8\u6b3e\u91d1\u984d\u3002<\/li>\n\n\n\n
  8. \u62b5\u62bc\u8cb8\u6b3e\u53ef\u7528\u6027\u8207\u8cb8\u6b3e\u6a5f\u69cb\u6a19\u6e96
    \u5206\u5c64\u55ae\u4f4d:\u7531\u65bc\u79df\u8cc3\u5e74\u9650\u3001\u5efa\u7bc9\u72c0\u6cc1\u6216\u5916\u7246\u554f\u984c(\u5982Grenfell\u4e8b\u4ef6\u5f8c\u7684\u9632\u706b\u554f\u984c),\u8cb8\u6b3e\u6a5f
    \u69cb\u901a\u5e38\u8a8d\u70ba\u5206\u5c64\u55ae\u4f4d\u98a8\u96aa\u8f03\u9ad8\u3002\u5c0d\u65bc\u9ad8\u5c64\u5efa\u7bc9(5\u5c64\u4ee5\u4e0a)\u6216\u79df\u8cc3\u5e74\u9650\u77ed(\u5c11\u65bc80\u5e74)\u7684
    \u5206\u5c64\u55ae\u4f4d,\u7372\u5f97\u62b5\u62bc\u8cb8\u6b3e\u53ef\u80fd\u66f4\u56f0\u96e3,\u56e0\u70ba\u9019\u4e9b\u7269\u696d\u96e3\u4ee5\u51fa\u552e\u6216\u91cd\u65b0\u62b5\u62bc\u3002\u53ef\u80fd\u9700\u8981
    EWS1\u8b49\u66f8(\u5916\u90e8\u7246\u9ad4\u7cfb\u7d71)\u4ee5\u8b49\u660e\u5efa\u7bc9\u7269\u4e0d\u5b58\u5728\u6613\u71c3\u5916\u7246\u6750\u6599\u7684\u98a8\u96aa\u3002
    <\/li>\n<\/ol>\n\n\n\n

    \ud83d\udce2 \u52a0\u5165\u300a\u82f1\u570b\u751f\u6d3b\u6642\u4e8b\u53f0\u300b\uff08DOVC.co.uk\uff09\u793e\u7fa4\uff01<\/strong> \ud83c\uddec\ud83c\udde7<\/p>\n\n\n\n

    \ud83d\udc4b \u60f3\u638c\u63e1\u82f1\u570b\u6700\u65b0\u751f\u6d3b\u8cc7\u8a0a\u3001\u65b0\u805e\u6642\u4e8b\u3001\u653f\u7b56\u8b8a\u5316\uff0c\u6216\u8207\u5728\u82f1\u5925\u4f34\u4ea4\u6d41\u7d93\u9a57\uff1f\u6b61\u8fce\u52a0\u5165 \u82f1\u570b\u751f\u6d3b\u6642\u4e8b\u53f0\uff08DOVC.co.uk\uff09<\/strong>\uff0c\u4e00\u8d77\u8a0e\u8ad6\u3001\u5206\u4eab\u6709\u7528\u8cc7\u8a0a\uff01<\/p>\n\n\n\n

    \ud83d\udccc \u793e\u7fa4\u7279\u8272<\/strong>\uff1a
    \u2705 \u5373\u6642\u66f4\u65b0\u82f1\u570b\u6642\u4e8b\u8207\u653f\u7b56
    \u2705 \u4ea4\u6d41\u82f1\u570b\u751f\u6d3b\u3001\u79fb\u6c11\u3001\u5de5\u4f5c\u3001\u5b78\u7fd2\u7b49\u8cc7\u8a0a
    \u2705 \u8207\u5fd7\u540c\u9053\u5408\u7684\u670b\u53cb\u4e92\u76f8\u5e6b\u52a9<\/p>\n\n\n\n

    \ud83d\udcf2 \u7acb\u5373\u52a0\u5165\u6211\u5011\uff01<\/strong><\/p>\n\n\n\n

    \ud83d\udd39 WhatsApp \u7fa4\u7d44<\/strong> \ud83d\udc49 \u9ede\u6b64\u52a0\u5165
    <\/a>\ud83d\udd39 Facebook \u7c89\u7d72\u5c08\u9801<\/strong> \ud83d\udc49     \u95dc\u6ce8\u6211\u5011<\/a><\/p>\n\n\n\n

    \u6b61\u8fce\u4f60\u7684\u52a0\u5165\uff0c\u4e00\u8d77\u63a2\u7d22\u82f1\u570b\u751f\u6d3b\uff01\ud83c\udf89<\/p>\n","protected":false},"excerpt":{"rendered":"

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